Banks and financing institutions

We initiate and expand cooperation with commercial and co-operative banks, as well as other financing institutions. We jointly offer solutions enabling thousands of Polish businesses to expand their presence, both domestically and internationally, by facilitating access to financing, promoting innovation and creating new jobs.  


By cooperating with commercial and co-operative banks, we continue to expand our offering of loan repayment guarantees. The current list of banks enabling their customers to take out a loan that is guaranteed by BGK may be found online, on websites devoted to: 

- de minimis guarantees 

- Creative Europe guarantees 

- guarantees for telecommunications companies  

- guarantees for the agricultural sector 

- Biznesmax subsidized guarantees 

- COSME guarantees 

-liquidity guarantees 

Business loans 

We have concluded agreements with financial institutions throughout Poland, enabling them to offer loans financed under domestic and European funds. The list of those institutions is available online, on websites devoted to: 

- EU loans 

- broadband loans 

- loans offered under the Business in Eastern Poland – Tourism project 

- loans offered under the "First Business – Start-Up Aid” program 

Exports and foreign expansion 

In cooperation with KUKE we are implementing the government’s Financial Support for Exports program aiming to provide entrepreneurs with easier access to loans financing the exports of Polish goods and services. Those exporters who are interested in elevated risk markets may also take advantage, via commercial banks, of BGK’s Export Letter of Credit program. 


The financing institutions we cooperate with offer also the following: 

- student loans under the BGK-managed Student Loan Fund 

- loan interest subsidies under the Interest Subsidy Fund