BGK is an institution supporting Poland's sustainable socio-economic development. All of the Bank's activities serve this purpose.
The support of BGK enabled city and town centres to be revitalized; roads and new power units to be erected and many other investments in Polish regions to be implemented. We improve the housing conditions of Poles - we finance the construction of apartments for rent and rental housing, we pay out thermal modernization bonuses. It is thanks to our loans that we increase the availability of public buildings and apartment blocks for people with disabilities. We implement projects in all regions of Poland, also in smaller towns - with our support, schools and sewage systems are built or modernized, buses are replaced with more ecological ones.
The Bank plays a major role in the process of consolidating public finances and in managing European programmes and distributing EU funds on a regional and national scale. It expands its offer of debt financing and surety-guarantee financing by investing in funds that support the development of entrepreneurship and infrastructure.
BGK's activities have a broad developmental context. Activity in one area, e.g. financing reindustrialization, has a positive impact on other spheres: development of the labour market, reducing the unemployment rate or increasing state budget revenues. Infrastructure projects implemented by BGK have a positive impact on the quality and availability of public services, the condition of the environment and the economy.
The Bank's activities are carried out in a responsible manner, while maintaining a rational level of risk appetite. Projects planned for implementation are assessed in terms of risk and impact on the sustainable socio-economic development of the country.
Areas of special involvement of Bank Gospodarstwa Krajowego:
Initiating and implementing activities aimed at economic growth and development of enterprises - financing infrastructure and local government projects as well as co-financing export projects and foreign expansion of Polish companies. BGK offers surety and guarantee systems to stimulate entrepreneurship and the development of micro, small and medium-sized enterprises. The Bank also implements programmes to improve the situation on the housing market.
Mobilizing capital for the economy - participation in consortia and structuring transactions on the domestic and foreign markets. The Bank meets its capital requirements by cooperating with development institutions and mobilizing private capital through the development of guarantee and surety programmes.
Supplementing the banking system by filling the market gap in key areas of the economy - counter-cyclical action and implementation of programmes stimulating stagnant industries. The Bank supports the development of the economy where the market is not operating efficiently, e.g. by financing important high-risk projects. BGK cooperates with other financial institutions on a partnership basis, supplementing their offer at the same time.