EU loans from Regional Operational Programmes

What are EU loans?

EU loans have complemented the subsidy system well known to Polish companies. These are revolving financial instruments such as loans, loan guarantees and equity instruments, which can be reused upon repayment. The loans are financed from the European Funds which are managed by ministries and Marshal Offices within national and regional operational programmes for 2014-2020. Bank Gospodarstwa Krajowego implements these funds cooperating with the Ministry of Development Funds and Regional Policy and Marshal Offices in fifteen voivodeships.    

The wide range of products is tailored to the real, previously identified needs of individual regions. In each of them, we offer loans for the development of companies - we finance projects that increase their competitiveness, but also provide funds for investments in production equipment, modern machinery and equipment that expands the scale of the companies’ operations or enriches the companies' offer with new products and services or allows for innovation.

What is important, our aim is to support all entrepreneurs - both the experienced ones investing in the development of the company and those taking their first steps in business, setting up their own business.

EU loans not only feed business but also finance investments related to revitalisation, energy efficiency improvements, thermal modernisation, the use of renewable energy sources in businesses, multi-family residential buildings and the public sector.

Project co-financed by the European Regional Development Fund and the European Social Fund.