EN 
PL
Bank Gospodarstwa Krajowego applied subsidies from budget means for calculation of interest on loans granted to natural persons and legal persons for removing the following consequences:
- floods which have occurred since 1997
- land slides that have occurred since 2000
- Hurricanes that have occurred since 2001.
Loans are granted by the bank branches that co-operate with Bank Gospodarstwa Krajowego, a swell as BGK branches.
Loans with interest subsidies are designed for: housing property owners and supervisors, residential buildings, as well as technical infrastructure premises that accompany residential housing.
The bank loan is granted for 10 years with a possibility of a grace period in paying off capital up to 24 months. The loan amount varies subject to its purpose, as well as renovation and reconstruction costs.
Loan interest is 2% on a yearly basis. The difference between interest paid by a debtor, and interest calculated according to interest fixed by the crediting bank is covered by BGK from the budget means.