The Technology Credit Fund will be created as the state target fund in a form of a bank account, from which technological bonuses will be paid out. The authorized disposer will be the appropriate sector minister for economy, whereas the bank servicing will be conducted by BGK.
The Fund's means will be composed of subsidies from the state budget in the amount defined in the budget act, interest from Fund means deposits in banks, receipts from Fund means investments in securities issued by the State Treasury or investment units on the monetary market, a well as other receipts.
As of January 1st, 2009 the principles of granting technological credit will change. It will be granted by commercial banks from their own means, whereas BGK will pay off a part of an incurred credit in a form of technological bonus from the Technology Credit Fund.
Technological credit will be granted to micro, small and meduim-sized enterprises by these commercial banks, which will sign a co-operation agreement with BGK. It will be possible to use the Fund's means merely for technological bonuses. BGK will only decide about a partial repayment of credits, by granting a thermomodernization bonus.