Thermal Modernization and Renovation Fund (TMRF)

The Thermomodernization and Renovation Fund was established in Bank Gospodarstwa Krajowego in place of the Thermomodernization Fund. The legal basis of the Fund is the Act of 21 November 2008 on supporting thermomodernization and renovation (Journal of Laws of 2020, item 412).

The aim of the Fund is to provide financial aid to investors carrying out thermomodernization and renovation projects and to pay compensation to owners of residential buildings in which accommodation was provided. Forms of aid:

  • thermomodernization bonus 
  • renovation bonus
  • compensation bonus

Within the framework of servicing the Thermomodernization and Renovation Fund, Bank Gospodarstwa Krajowego makes decisions on awarding the bonus and after meeting the conditions for its payment, it transfers the bonus.